Terms & Conditions

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Terms and Conditions

Last Updated: January 3, 2026

Welcome to Intutiv. These Terms and Conditions (“Terms”) govern your access to and use of the Intutiv website, mobile applications, and digital insurance services (collectively, the “Services”). By accessing our Services or filling out our application forms, you agree to be bound by these Terms.

1. Nature of Services

Intutiv provides a digital-first platform for insurance assessment and policy management. We use Predictive Policy Architecture and automated data processing to provide real-time insurance quotes.

  • No Advice: The content on this website is for informational purposes only and does not constitute financial, legal, or tax advice.

  • Eligibility: Services are only available to individuals who are at least 18 years of age and residents of the jurisdictions where Intutiv is legally authorized to operate.

2. Accuracy of Information Provided by You

To provide “Intuitive Coverage,” our system relies on the data you provide via our forms.

  • You agree to provide true, accurate, and complete information.

  • Material Misrepresentation: Providing false data (e.g., age, health status, or property details) may result in the immediate cancellation of your policy or the denial of future claims.

3. Automated Decision-Making & AI

By using our form, you acknowledge that Intutiv uses automated algorithms to determine eligibility and premium pricing.

  • Predictive Modeling: Our system analyzes data points to predict risk levels.

  • Right to Review: If you believe an automated decision regarding your coverage is incorrect, you have the right to request a manual review by one of our human experts.

4. Electronic Communications & Signatures

Intutiv is a Digital-First Infrastructure. By using this site, you consent to:

  • Receiving all policy documents, notices, and disclosures electronically.

  • Using electronic signatures to bind insurance contracts, which shall have the same legal force as paper signatures.

5. Privacy and Data Security

Your use of the Services is also governed by our Privacy Policy. We use industry-standard encryption to protect the data you submit in our forms. However, you acknowledge that no transmission over the internet is 100% secure.

6. Limitation of Liability

To the maximum extent permitted by law, Intutiv and its affiliates shall not be liable for:

  • Direct, indirect, or consequential losses arising from the use of our digital platform.

  • Errors in quotes caused by technical interruptions or third-party data provider failures.

  • Decisions made by third-party underwriters based on the information you submitted.

7. Intellectual Property

All content, logos, “Predictive Policy Architecture” frameworks, and software code are the exclusive property of Intutiv. You may not copy, reverse-engineer, or distribute any part of our platform without express written consent.

8. Governing Law

These Terms are governed by the laws of [Your Country/State]. Any disputes arising from these Terms or your use of the Services shall be resolved in the courts of [Your City/Jurisdiction].

9. Modifications to Terms

We reserve the right to update these Terms at any time to reflect changes in technology or insurance regulation. Your continued use of the platform after updates are posted constitutes acceptance of the new Terms.

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We have provided expert guidance and reliable protection to help families secure their financial futures. We remain committed to safeguarding your legacy with integrity and personalized support for many more years to come.

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Redefining Financial Advice Through Clarity and Care.

At Intutiv, we believe financial planning shouldn’t be a puzzle. We bridge the gap between complex insurance products and your personal goals, providing a seamless experience built on trust, transparency, and tailored strategies.

We prioritize your unique story over numbers, ensuring every recommendation perfectly aligns with your personal life goals.

We strip away the financial jargon to provide straightforward advice that is easy to understand and act upon.

We shop the entire market independently to find the most competitive rates and coverage tailored specifically for you.

We remain your dedicated partner, providing ongoing support and plan updates as your life and needs evolve.

Always Synchronized With Your Schedule

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Tuesday 08:00 AM - 05:00 PM
Wednesday 08:00 AM - 05:00 PM
Thursday 08:00 AM - 05:00 PM
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Saturday 08:00 AM - 01:00 PM
Sunday Closed

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