Privacy Policy

Effective Date: January 3, 2026

At Intutiv, your privacy is the foundation of our partnership. Because our “Predictive Policy Architecture” relies on data to provide better coverage, we are committed to being 100% transparent about what we collect, how we use it, and how we protect it.

1. Information We Collect

To provide an instant, intuitive quote, we collect the following:

• Identity Data: Name, date of birth, and contact details.

• Lifestyle & Property Data: Information you provide in our forms regarding your health, home, vehicle, or business.

• Technical Data: IP address, browser type, and usage patterns on our site to improve our digital infrastructure.

• Third-Party Data: With your consent, we may pull data from public records or credit bureaus to pre-fill forms and save you time.

2. How We Use “Predictive Data”

Unlike traditional insurers who use data solely for historical records, Intutiv uses data to:

• Anticipate Needs: Build coverage models that adapt as your life changes.

• Streamline Onboarding: Eliminate redundant questions via our “Frictionless Entry” system.

• Risk Assessment: Calculate real-time premiums using automated algorithms.

3. Data Sharing and Disclosure

We do not sell your personal data to third-party marketers. We only share your information with:

• Underwriters & Reinsurers: To secure your policy coverage.

• Service Providers: Secure partners who help us manage cloud hosting and payment processing.

• Legal Authorities: Only when required by law to prevent fraud or comply with regulations.

4. Your Rights and Choices

You remain in control of your information. You have the right to:

• Access & Export: Request a copy of the data we hold about you.

• Correction: Update any inaccurate information via your Intutiv dashboard.

• The “Human” Clause: Since we use automated decision-making for quotes, you have the right to request that a human representative reviews any automated decision that affects your eligibility.

• Deletion: Request that we delete your data (subject to legal record-keeping requirements for active policies).

5. Security Infrastructure

We employ bank-grade, end-to-end encryption. Our Digital-First Infrastructure is monitored 24/7 to ensure that your “Digital Blueprint” is protected against unauthorized access.

6. Cookies and Tracking

We use cookies to remember your preferences and ensure your form progress is saved if you need to step away. You can manage your cookie settings through your browser at any time.